Unclaimed Money Search

Unclaimed Assets: Money The Government Owes You!

Missing Money Search - Find Abandoned Funds and Unclaimed Property

Find Lost Money and Missing Assets

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Unclaimed Funds, Lost Assets and Abandoned Property

Government trustees are holding billions of dollars in unclaimed property and missing money. Over $44 billion in abandoned cash and forgotten funds has been turned over by banks, life insurance companies, stockbrokers, courts, employers and public companies, but just a small fraction of this free money was reclaimed by lost owners and missing heirs.

Unclaimed property statutes consider financial assets abandoned when contact with the owner is lost - typically due to a name change after marriage or divorce, an unreported address change or the expiration of a postal forwarding order, because of incomplete or illegible records, and most commonly after an untimely death.

When owners or heirs fail to claim forgotten money over a number of years - known as the dormancy period - holders transfer the funds to a government trust account in a process known as escheat.

Here these lost moneys await your claim, along with $17 billion worth of unredeemed U.S. Savings Bonds; and tens of billions more in undelivered IRS tax refunds, uncashed Social Security checks, forgotten pensions and veterans benefits owed by government agencies themselves.

 Family members often are unaware they’re eligible to collect unclaimed moneys, refunds and benefits owed deceased relatives who passed on without an updated will. A large number of life insurance policies and retirement accounts go unclaimed every year because it's up to heirs to notify insurance companies and pension plan administrators of death; little effort is made to track down lost beneficiaries..

Search for Unclaimed Property and Missing Money

Unclaimed Money
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You must initiate a search for unclaimed money - holders of unclaimed funds generally will not contact you.
Family members are often unaware they’re entitled to forgotten funds and unclaimed assets owed deceased relatives.
There is no national missing money database. Don't be fooled by websites offering memberships with monthly billing.
Unclaimed property databases online contain only a fraction of lost accounts available for claim.
Unclaimed monies and refunds held by courts & federal agencies are not included in state unclaimed property databases.
Last year 2.5 million citizens made successful claims on over $2 billion, an average check of $800. The record payout: $6.1 million ... So act now!



Consumer Alerts

Find Unclaimed Money:    Think it couldn't be you? ... Think again!

  Missing life insurance policyholders & heirs

Life Insurance

One in three life insurance policies go unclaimed on death of the insured, because family members aren't always aware a policy exists, or don't know how to track it down.  Unclaimed Life Insurance Policy Search
  Unredeemed US Savings Bonds - $17 billion

Savings Bonds

The value of lost and unredeemed U.S. Savings Bonds that have stopped earning interest at final maturity currently exceeds $17 billion.  Savings Bond Search
  Are you a lost heir entitled to an unknown inheritance?


Millions of family members are unaware they’re eligible to collect unclaimed money owed deceased relatives who passed away without leaving an up-to-date will.  Missing Inheritance Search
  Savings accounts, IRA Individual Retirement Accounts and CDs at closed banks

Bank Accounts

Over 450 banks & credit unions have failed since 2008 including the largest ever, Washington Mutual (WaMu). Depositors may collect FDIC insurance up to $250,000 per account.  Lost Bank Account Search
  Lost and unclaimed IRA Individual Retirement Accounts

IRA Accounts

50 million Americans have an IRA. Individual Retirement Accounts worth billions of dollars go unclaimed because owners or heirs fail to take required distributions or cash payout checks.  Unclaimed IRA Search
   Lost, destroyed and unpaid checks

Uncashed Checks

Failure to cash or deposit a check does not terminate your right to the funds and the payor's responsibility to pay. This is generally true even if a check specifies a 'void-after' date.  Uncashed Checks
  Unclaimed 401k retirement plan assets - $850 million

401(k) Plans

$850 million in 401(k) retirement plan assets owed employees of companies that have gone bankrupt or closed go unclaimed annually. Families of deceased workers neglect to claim billions more.  401k Search
  $197 million in unclaimed pension benefits


36,000 missing employees & spouses are eligible to receive a share of $197 million in unclaimed pension benefits from bankrupt companies with terminated defined-benefit pension plans.  Missing Pension Search
  $10 billion in lost stock, bonds and mutual funds

Stocks & Bonds

The SEC estimates 3 million lost stockholders are entitled to unclaimed stock worth $10 billion. $500 million in stock dividends and bond interest checks are not cashed each year. Lost Stock Search
   IRS income tax refunds - $153 million

IRS Refunds

Last year IRS income tax refund checks worth $153 million - an average of about $1500 per taxpayer - went undelivered, mainly due to unreported changes of address   IRS Tax Refund Search
  Lost or forgotten safe deposit boxes

Safe Deposit Box

Each year thousands of bank safe deposit boxes are forgotten or abandoned by owners and heirs. If the box rent is not paid, the contents may be auctioned off by custodians. Safe Deposit Box Search
  Native American Indian Trust Funds IIM Settlement - $3.4 billion

Native Americans

On 11/30/10 Congress approved a class action lawsuit settlement authorizing $3.4 billion in compensation owed over 500,000 Native American Indians.   Native American Indian Monies Search
   Class Action Lawsuit Settlements - $2.5 billion

Class Actions

Recent class action settlements have exceeded $10 billion - $5 billion last year alone - yet more than half of those entitled to payment fail to file a claim.  Class Action Lawsuit Settlements

Abandoned Property and Missing Money Search

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As featured on CNBC and in USA Today
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Escheat Assets: Find unclaimed money - Search for a lost inheritance