Missing Bank Account Search: Lost Savings, CDs & IRAs

Did you have an account at a closed bank or credit union? Don't assume that because your bank, savings and loan or credit union no longer exists that unclaimed funds are lost forever. Your account may have been transferred to a successor  bank or a government custodian after a merger or acquisition, or you may be entitled to collect insurance proceeds - up to $250,000 per account - from government regulators.

The Federal Deposit Insurance Corporation (FDIC), established in 1933, administers insurance funds to protect depositors from losing money when banks fail. Banks pay premiums to the FDIC Deposit Insurance Fund (DIF). If a bank fails, the FDIC pays depositors directly, or transfers insured funds to a successor bank.

More than 2,000 banks during the savings and loan crisis of the late 1980s. Nearly four hundred banks failed from 2008-2012, with more to follow.

Over 500,000 insured bank account balances worth several hundred million dollars are currently available for claim. Unclaimed funds may be recovered after years of inactivity - even if a passbook is lost or destroyed - but act promptly as there is a time limit on some types of claims. * For assistance with a lost safe deposit box go to: Safe Deposit Box Search - For a lost credit union account go to: Credit Union Account Search

To search for an unclaimed, insured checking or savings account, IRA or CD at a failed bank or credit union, complete the form below.