find life insurance Unclaimed Assets: Money The Government Owes You!

Find Unclaimed Money - Lost Life Insurance

find lost life insurance policy

 Missing Policy Search - Unclaimed Life Insurance Policy Benefits    


Generally it is the job of family members to notify the insurance company of a policy owner's death. More than one-quarter of all life insurance policy benefits go unclaimed on death of the insured, because family members simply aren't aware a policy exists, or don't know how to find it.

Policyholders may also be entitled to an unexpected windfall. As a growing number of mutual life insurance companies - including MetLife, John Hancock, Prudential and others - have converted to stock ownership, millions of current and former policyholders and heirs are entitled to receive stock and cash, in addition to policy benefits.

When John Hancock demutualized, it did not have current addresses for 400,000 policyholders. Prudential could not locate 1.2 million policyholders, and sixty million shares of MetLife arising from its demutualization went unclaimed.

By law, lost, forgotten or unclaimed life insurance policy benefits and demutualization compensation are held in trust until claimants come forward. Government trustees recently took custody of $22.8 billion, of which less than $1 billion was claimed by owners and heirs.

If you have reason to believe a policy exists but have not received payment, complete the form below to initiate a search.

Lost Life Insurance Policy Search
E-mail:   Please enter carefully
Telephone #:  
Street / PO Box:  
Zip / Postal Code:  
Search Information
Insurance Company Name [if known]  
Policyholder's Name:  
Policyholder's State of Last Residence:  

Additional information
special instructions:

There is an $18 fee for this service. Payment Information:
Credit Card:  
Card #:  
Expiration:     month and year
Security Code:  

Delivery Options
Send results via e-mail [recommended]
Send results via USPS First Class Mail [add $4]

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