fdic insured account Unclaimed Assets: Money The Government Owes You!
 Lost Accounts at Closed Banks - FDIC / NCUA

bank insurance

Closed Bank and Failed Credit Union Unclaimed Accounts and CDs
 
There has been at least one bank failure every year since 1934. More than 1,400 banks and 700 savings institutions closed between 1982 and 1992 alone. The federal government, under the terms of the Financial Institutions Reform Recovery & Enforcement Act of 1989 (FIRREA), administers  insurance funds responsible for protecting depositors from losses when banks fail.

Did you have an account at a closed bank or credit union? Don't assume that because your bank, savings and loan or credit union no longer exists that unclaimed funds are lost forever. Your account may have been transferred to a successor  bank or a government custodian after a merger or acquisition, or you may be entitled to collect insurance proceeds - up to $100,000 per account - from government regulators, including FDIC (Federal Deposit Insurance Corporation) and NCUA (National Credit Union Association).

Over 543,000 insured bank accounts worth several hundred million dollars are currently available for claim. Unclaimed funds may be recovered after years of inactivity - even if a passbook is lost or destroyed - but act promptly as there is a time limit on some types of claims.

Because the funds are insured by agencies of the U.S. Federal government, your name generally will not appear in a state unclaimed property database. To search for an unclaimed, insured account at a failed bank or credit union complete the form below.
Unclaimed Bank Account Search
Secure Order Form
 
Name:
E-mail: Please enter carefully
Telephone #:
Street / PO Box:
City:
State:
Zip / Postal Code:
 
Search Information
Bank / Credit Union Name: [if known]
Approx. Date Account Opened:
City:
State:
 
Additional information or special instructions:
 
There is an $18 fee for this service. Payment Information:
Credit card:
Card #: Please enter carefully as four groups of four numbers   xxxx xxxx xxxx xxxx
Expiration: Please enter month and year    xx / xx
Card Security Code:

Three digit Security Code Last three numbers on the back of your credit card in the signature box
 
Delivery Options
Send results via e-mail [recommended]
Send results via USPS First Class Mail [add $4]
 
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