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Find Unclaimed Money - Lost Life Insurance

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Missing Life Insurance Policy Benefit Search
 
Generally it is the job of family members to notify the life insurance company of a policy owner's death. As many as one-third of all life insurance policy benefits go unclaimed on death of the insured, because family members simply aren't aware a policy exists, or don't know how to find it.

Lost policyholders may also be entitled to an unexpected windfall. As a growing number of mutual life insurance companies - including MetLife, John Hancock, Prudential and others - have converted to stock ownership, millions of current and former policyholders and heirs are entitled to receive stock and cash, in addition to policy benefits.

When John Hancock demutualized, it did not have current addresses for 400,000 policyholders. Prudential could not locate 1.2 million missing policyholders, and sixty million shares of MetLife arising from its demutualization went unclaimed.

Government officials recently took custody of $22.8 billion in unclaimed payouts, of which less than $1 billion was re claimed by owners or heirs. By law, missing life insurance policy benefits and unclaimed demutualization compensation is held in trust until claimants come forward. This often happens due to a name change after marriage or divorce, an unreported change of address or expired postal forwarding order, and incomplete or illegible records.

Even if your insurance company no longer exists, payments of up to $300,000 are possible from state guaranty associations. If you have reason to believe a life insurance policy exists but have not received payment, complete the form below to initiate a search..
Lost Life Insurance Policy Benefit Search
Secure Order Form
 
Name:  
E-mail:   Please enter carefully
Telephone #:  
Street / PO Box:  
City:  
State:  

Zip / Postal Code:  

 
Search Information
Insurance Company Name [if known]:  
Name of Insured:  
State(s) of Residence:  
 

Additional information or special instructions:

 
 
There is an $18 fee for this service. Payment Information:
 
Credit Card:  
Card #:   Please enter carefully as four groups of four numbers   xxxx xxxx xxxx xxxx
Expiration:   Please enter month and year   xx / xx
Card Security Code:  

Three digit Security Code xxx  Last three numbers on the back of your credit card in the signature box
 
Delivery Options
Send results via e-mail [recommended]
Send results via USPS First Class Mail [add $4]
 
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