|
|
Unclaimed Assets: Money The Government Owes You! |
| Find Missing Money and Unclaimed Property |
![]()
| Unclaimed Money and Abandoned Property |
Government agencies are holding over $30 billion in unclaimed property and missing money. An asset becomes abandoned in the eyes of the law when contact with the original owner is lost - typically due to a name change after marriage or divorce, an unreported address change, incomplete or illegible records, and clerical errors. In addition to those that have neglected to claim assets to which they are directly entitled, millions of family members are totally unaware they’re eligible to collect unclaimed assets owed deceased relatives, who passed on without leaving an up to date will or complete financial road map for their heirs. More than one-quarter of all life insurance policies go unclaimed on the death of the insured. Why? Unbeknownst to many, it is generally up to family members to notify the insurance company when a policyholder dies - virtually no effort is made to find lost beneficiaries. When owners or heirs fail to communicate an interest in an asset over a specified number of years known as the dormancy period, those left holding unclaimed assets: banks, stock brokers and transfer agents, employers and life insurance companies - remit the funds to the protective custody a government trust account in a legal process known as escheat. Along with billions of unclaimed dollars held by government agencies themselves - including the IRS (tax refunds - $73 million), Bureau of Public Debt (savings bonds - $9 billion), Social Security Administration (benefit checks - $478 million), HUD (mortgage refunds - $500 million), PBGC (pension benefits - $80 million), FDIC (bank accounts - $200 million), and others - here they await your claim! |
| For search assistance click on an asset type below ... |
| Savings Bonds | The value of unredeemed bonds that have reached final maturity currently exceeds $13 billion. With added interest an uncashed bond could be worth more than five times its original face value. Savings Bond Search |
| Lost Bank Accounts | Don't assume an unclaimed account is lost after years of inactivity, even if a bank closed due to merger or bankruptcy. Funds may have been transferred, or you may be entitled to deposit insurance. Bank Search |
| Life Insurance | More than 25% of all life insurance policy benefits go unpaid on death of the insured. Life insurance companies make virtually no effort to find lost heirs. Life Insurance Search |
| Asset Tracers | Have you been contacted by a professional heir finder or asset tracer demanding 35% or more for information on unclaimed money? Find and claim the funds yourself. Asset Tracers & Heir Finders |
| Missing Inheritances | Custodians are holding billions in unclaimed money owed relatives of deceased family members who can't be found because they've moved or changed name after marriage or divorce. Unclaimed Asset Search |
| IRS Tax Refunds | Last year 95,746 IRS income tax refund checks totaling $92.2 million -- an average of $963 per taxpayer -- went undelivered and uncashed. IRS Refund Search |
| HUD Refunds | Thousands of homeowners and those who sold homes with FHA insured mortgages are entitled to collect $500 million in unclaimed HUD mortgage insurance premium refunds. HUD Refund Search |
| Social Security | Most family members do not know they are entitled to receive unclaimed money and benefits, as financial records are often incomplete or missing at the time of death. Social Security Death Index Search |
| Railroad Retirement | The Railroad Retirement Board provides retirement, disability and survivor benefits to railroad employees and heirs. 40,000 eligible for payment have not made claims. Railroad Retirement Benefit Search |
| FDIC Insurance | Did you have an account at a failed savings and loan or credit union? You may be entitled to collect insurance proceeds - up to $100,000 per account. Insured Account Search |
| Mutual Life Policies | Millions of mutual life policyholders and heirs are eligible to claim cash and stock arising from the demutualization of MetLife, Prudential, John Hancock and others. Demutualization Benefits Search |
| Stocks & Bonds | Millions of current and former shareholders are entitled to unclaimed stock and dividends. Even if a stock or mutual fund is no longer listed, shares may still have value. Stock Search |
| Safe Deposit Box | Did a deceased family member had a safe deposit box, but you don't know where? Have you found a safe deposit key, but don't know how to find the box? Safe Deposit Search |
| Missing Heirs | Government agencies are holding billions in assets owed family members of deceased relatives. Most do not know they're entitled to make a claim due to lost or incomplete records. Unclaimed Inheritance Search |
| Veteran Benefits | Unclaimed veteran benefits include death and disability payments, burial allowances, life insurance, unclaimed military pay, Adjusted Service Bonds and Armed Forces Leave Bonds Veteran Benefits Search |
| Indian Money | The Bureau of Indian Affairs holds in excess of $450 million for over 300,000 Native Americans. The whereabouts of at least 47,000 owed money is unknown. Indian Trust Fund Search |
| Postal Savings System | Upon termination of the Postal Savings System, hundreds of thousands of U.S. Postal Savings System Certificates and U.S. Postal Savings Bonds went unredeemed. US Postal Savings System |
| Screen Actor Residuals | The Screen Actors Guild (SAG) is looking for thousands of performers whose residual checks - royalties earned from television and film performances - have gone unclaimed. Screen Actor Residual Search |
| Pension Funds | Pension plan administrators make little effort to locate lost beneficiaries. Many private pension plans are federally insured, so even if a company closed it may be possible to receive benefits. Pension Search |
| Bankruptcy Claims | Bankruptcy courts hold over $200 million in unclaimed distributions owed creditors. Proceedings can take years, but once resolved little effort is made to locate those owed money. Bankruptcy Claim Search |
| Government Pensions | Millions of dollars in Civil Service & Federal Employment Retirement System (FERS) benefits, including Thrift Savings Plan accounts, go unpaid each year. Government Pension Search |
| Rebate Payments | Millions of dollars in mail-in rebate checks go uncashed and unclaimed each year. Even if a rebate check has an expiration date, you may be able to obtain payment. Unclaimed Rebate Search |
| Gift Cards | Approximately 3-5% of all gift cards issued annually - worth $1 billion worth or more - are never redeemed. Thousands who failed to use cards & certificates are entitled to refunds. Gift Certificate Search |
| WTC Jewelery | Only about half of the 1,350 pieces of jewelry recovered from the collapse World Trade Center have been returned to survivors or next of kin. Prompt action is required. NYPD WTC Jewelry Claims |
| Holocaust Claims | The Holocaust Victims Claims Resolution Tribunal is holding $220 million owed Holocaust victims & heirs. Israeli banks have 9000 accounts owed heirs of Holocaust Victims. Knesset Restitution |
|
Unclaimed Money Search
HOME To search for other types of unclaimed property click above |
© 1996 - 2007 National Unclaimed Property Associates Copyright strictly enforced. Contact us We are not affiliated with any other agency or organization. Terms of Use - Site Map |