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Unclaimed Assets: Money The Government Owes You! |
| Find Missing Money and Unclaimed Property |
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Unclaimed Assets: Money The Government Owes You! |
| Find Missing Money and Unclaimed Property |
| Unclaimed Money and Abandoned Property |
Government agencies are holding over $30 billion in unclaimed property and missing money. Financial assets are unclaimed in the eyes of the law when contact with the original owner is lost - due to a name change after marriage or divorce, an unreported address change, incomplete or illegible records, clerical errors and, most commonly, on death of the original owner. In addition to individuals who have neglected to claim assets to which they are directly entitled, millions of family members are unaware they’re eligible to collect unclaimed assets owed deceased relatives, who passed on without leaving an up to date will or complete financial road map for heirs. More than one-quarter of all life insurance policies go unclaimed on the death of the insured. Why? Unbeknownst to many, it is generally up to family members to notify the insurance company when a policyholder dies - virtually no effort is made to find lost beneficiaries and missing heirs. When owners or heirs fail to communicate an interest in an asset over a specified number of years known as the dormancy period, those left holding unclaimed assets: banks, stock brokers and transfer agents, employers and life insurance companies - transfer the funds to the protective custody a government trust account in a legal process known as escheat. Along with billions of unclaimed dollars held by government agencies themselves - including the IRS (2008 income tax refunds - $124 million), Bureau of Public Debt (unredeemed savings bonds - $17 billion), Social Security Administration (lost benefit checks - $478 million), HUD (forgotten mortgage refunds - $500 million), PBGC (unclaimed pension benefits - $80 million), FDIC (missing bank accounts - $200 million), and others - here they await your claim! |
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| Savings Bonds | The value of unredeemed bonds that have reached final maturity currently exceeds $16 billion. With added interest an uncashed bond could be worth more than five times its original face value. Savings Bond Search |
| Lost Bank Accounts | Don't assume an unclaimed account is lost after years of inactivity, even if a bank closed due to merger or bankruptcy. Funds may have been transferred, or you may be entitled to deposit insurance. Bank Search |
| Life Insurance | More than 25% of all life insurance policy benefits go unpaid on death of the insured. Life insurance companies make virtually no effort to find lost heirs and beneficiaries. Life Insurance Search |
| Asset Tracers | Have you been contacted by a professional heir finder or asset tracer demanding 35% or more for information on unclaimed money? Find and claim the funds yourself. Asset Tracers & Heir Finders |
| Missing Inheritances | Custodians are holding billions in unclaimed money owed relatives of deceased family members who can't be found because they've moved or changed name after marriage or divorce. Unclaimed Asset Search |
| IRS Tax Refunds | Last year 107,832 IRS income tax refund checks totaling $123.5 million -- an average of $1145 per taxpayer -- went undelivered and were not cashed. IRS Refund Search |
| HUD Refunds | Thousands of homeowners and those who sold homes with FHA insured mortgages are entitled to collect $500 million in unclaimed HUD mortgage insurance premium refunds. HUD Refund Search |
| Social Security | Most family members do not know they are entitled to receive unclaimed money and benefits, as financial records are often incomplete or missing at the time of death. Social Security Death Benefit Search |
| Railroad Retirement | The Railroad Retirement Board provides retirement, disability and survivor benefits to railroad employees and heirs. 40,000 eligible for payment have not made claims. Railroad Retirement Benefit Search |
| FDIC Insurance | Did you have an account at a failed savings and loan or credit union? You may be entitled to collect insurance proceeds - up to $250,000 per account. FDIC nsured Account Search |
| Mutual Life Policies | Millions of mutual life policyholders and heirs are eligible to claim cash and stock arising from the demutualization of MetLife, Prudential, John Hancock, MONY and others. Life Insurance Benefit Search |
| Stocks & Bonds | Millions of current and former shareholders are entitled to unclaimed stock and dividends. Even if a stock or mutual fund is no longer listed, shares may still have value. Stock Search |
| Safe Deposit Box | Did a deceased family member had a safe deposit box, but you don't know where? Have you found a safe deposit key, but don't know how to find the box? Safe Deposit Search |
| Missing Heirs | Government agencies are holding billions in assets owed family members of deceased relatives. Most do not know they're entitled to make a claim due to lost or incomplete records. Unclaimed Inheritance Search |
| Veteran Benefits | Unclaimed veteran benefits include death and disability payments, burial allowances, life insurance, unclaimed military pay, Adjusted Service Bonds and Armed Forces Leave Bonds Veteran Benefits Search |
| Indian Money | The Bureau of Indian Affairs holds in excess of $450 million for over 300,000 Native Americans. The whereabouts of at least 47,000 owed money is unknown. Indian Trust Fund Search |
| Postal Savings System | Upon termination of the Postal Savings System, hundreds of thousands of U.S. Postal Savings System Certificates and U.S. Postal Savings Bonds went unredeemed. US Postal Savings System |
| Screen Actor Residuals | The Screen Actors Guild (SAG) is looking for thousands of performers whose residual checks - royalties earned from television and film performances - have gone unclaimed. Screen Actor Residual Search |
| Pension Funds | Pension plan administrators make little effort to locate lost beneficiaries. Many private pension plans are federally insured, so even if a company closed it may be possible to receive benefits. Pension Search |
| Bankruptcy Claims | Bankruptcy courts hold over $200 million in unclaimed distributions owed creditors. Proceedings can take years, but once resolved little effort is made to locate those owed money. Bankruptcy Claim Search |
| Government Pensions | Millions of dollars in Civil Service & Federal Employment Retirement System (FERS) benefits, including Thrift Savings Plan (TSP) accounts, go unpaid each year. Government Pension Search |
| Rebate Payments | Millions of dollars in mail-in rebate checks go uncashed and unclaimed each year. Even if a rebate check has an expiration date, you may be able to obtain payment. Unclaimed Rebate Search |
| Mineral Royalties | Unclaimed royalties are often easily forgotten by heirs, because most oil, gas & mining companies wait until certain minimum payments accrue before they will issue a check. Mineral Royalty Search |
| IRA Retirement | 50 million Americans have IRA's. Individual Retirement Accounts worth billions go unclaimed every year, because owners or heirs fail to take required distributions or cash benefit checks. IRA Search |
| 401(k) Retirement | Each year, $850 million in 401(k) retirement plan assets owed employees of companies that have gone bankrupt or ceased operations go unclaimedor are forgotten by family members. 401k Search |
| Child Support | States collect billions of dollars annually in court-ordered child support. Three-quarters of a billion dollars have gone undistributed & unclaimed. Unclaimed Child Support |
| Gift Card Refunds | Last year alone, gift cards worth $8 billion were lost, forgotten or otherwise went unused. In many instances new state laws allow for refunds or replacement, even if the card has an expiration date. Gift Card Refund |
| Holocaust Claims | The Holocaust Victims Claims Resolution Tribunal is holding $220 million owed Holocaust victims & heirs. Israeli banks have 9000 accounts owed heirs of Holocaust Victims. Knesset Restitution |
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